The bank’s newest Trust Officer Terri Stanley prepares the requested department’s internal audit. Finding puzzling inconsistencies and a jumble of misappropriations and unexplained offshore accounts, she follows protocol and immediately punches in the listed number for the Executor-Trustee, Craige Ingram.

Wealthy land owner/part-time PI Craige Ingram reaches the file back to homicide Lt. Grayson MacGerald after finishing a quick read-through of the preliminary forensic report from Coroner Fred Dinkins on the unexpected death of bank President Royce Sedgewicke. Dinkins' meticulous autopsy findings verify that a massive apparent heart attack was not from natural causes, confirming what these longtime SEAL buddies suspected.

When Ingram gets a call from Terri Stanley, the bank’s attractive, newly-hired Trust Officer, wanting to discuss in confidence possible account irregularities discovered during her audit, he never imagines the twisted world of money and greed that would involve a psychopath’s trail of bloody body parts strewn along Ingram's river property, or that Terri and her son would disappear.

Confronted by a race against time, Ingram fears that Terri might become one more on the list of dead who crossed a twisted mind bent on thrill-kills and retribution.